Best in Credit & Debt Services category

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Rating

Company status

1-10 of 39
Brightmoney

Brightmoney

brightmoney.co

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Based on 2 reviews
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Stephanie Davis

Stephanie Davis

152 reviews

1 week ago

4/5

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Helped me pay off debt

Helped me reduce my credit card balances faster, which I’m super happy about. It does a lot behind the scenes, so there’s less stress. That said, it took me a couple of weeks to fully understand how it calculates payments and savings. Once I got the hang of it, though, it made sense.

Cherrie

Cherrie

418 reviews

3 weeks ago

5/5

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Actually Made My Life Easier

I was honestly a bit skeptical at first, but this really helped me get a handle on my finances. It simplified things I used to stress about and made paying off debt feel manageable. Super thankful for the support along the way.

Nelnet

Nelnet

nelnet.com

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Based on 2 reviews
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Stephanie Davis

Stephanie Davis

152 reviews

2 weeks ago

1/5

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Hidden fees

I noticed unexpected fees on my account that were never explained. When I asked customer service, they couldn’t give me a clear answer. Feels like a money grab.

Cherrie

Cherrie

418 reviews

3 weeks ago

1/5

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Painful Experience with Loan Management

The website was hard to navigate, and I had trouble managing my student loans. Payment processing was slow, and the info wasn’t clear. Made an already stressful process worse.

Midlandcredit

Midlandcredit

midlandcredit.com

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Based on 3 reviews
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Stephanie Davis

Stephanie Davis

152 reviews

1 week ago

2/5

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Aggressive and constant calls

I explained I was struggling financially and asked for a payment plan, but they showed no flexibility or compassion. Received calls that disclosed debt info to family members who answered my phone. Very embarrassing and unprofessional.They call multiple times a day, even after I asked them to stop. It’s harassment, not debt collection.

Daniel Klever

Daniel Klever

54 reviews

2 weeks ago

1/5

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Impossible to resolve my debt

I tried to resolve a debt and asked for documentation multiple times, but their responses were vague and delayed. I felt like they weren’t interested in actually helping me resolve anything — just pushing for payment. Very disappointing and frustrating..

Cherrie

Cherrie

418 reviews

3 weeks ago

1/5

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aggressive than helpful

Dealing with them was frustrating. They kept contacting me about a debt I didn’t recognize, and it was hard to get clear answers. Felt more aggressive than helpful.

Rocketloans

Rocketloans

rocketloans.com

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Based on 2 reviews
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Stephanie Davis

Stephanie Davis

152 reviews

2 weeks ago

3/5

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Works, but not without glitches

Application was quick and funds arrived in 2 days, but the online portal is a pain. Bank verification kept failing, and customer service was slow to respond. I got the loan, but it wasn’t a smooth ride.

Cherrie

Cherrie

418 reviews

3 weeks ago

5/5

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Fast and Easy Loan Process

Applying for a loan was quick and simple. The website was easy to navigate, and I got approval faster than I expected. The funds arrived on time, which really helped me when I needed it most.

Reprisefinancial

Reprisefinancial

reprisefinancial.com

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Based on 2 reviews
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Carter Rivera

Carter Rivera

82 reviews

2 weeks ago

1/5

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Stay away

I was offered a decent rate at first, but after I submitted my documents, the interest rate shot up. Then they told me I’d have to use my car title to secure the loan. That’s not what I signed up for. I didn’t feel comfortable and walked away. Felt like a trap.

Cherrie

Cherrie

418 reviews

3 weeks ago

5/5

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Really Helped Me Get on Track

Working with Reprise Financial was easy and stress-free. They explained everything in a way I could understand and helped me feel good about my money decisions.

Credible

Credible

credible.com

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Based on 2 reviews
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Carter Rivera

Carter Rivera

82 reviews

2 weeks ago

5/5

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Good for research

Credible is great if you want to shop around without hurting your credit. I used it to compare mortgage rates and appreciated the clean layout and fast results. Just be prepared to finish the process with the lender directly..

Cherrie

Cherrie

418 reviews

3 weeks ago

5/5

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quick and easy

The loan comparison process was quick and easy. I was able to see multiple offers in one place and find the best rate without any pressure. It saved me a lot of time and hassle.

Spotloan

Spotloan

spotloan.com

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Based on 2 reviews
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Carter Rivera

Carter Rivera

82 reviews

2 weeks ago

3/5

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High APR

. The application process was fast—I was approved within minutes and had the funds in my account the same day. What really helped me was the flexible repayment plan.. The only downside is the very high APR, which is something to be cautious about. It’s definitely not a long-term borrowing solution, but in an emergency, it did exactly what I needed.Overall, a solid option if you go in with your eyes open and have a plan to repay quickly.

Cherrie

Cherrie

418 reviews

3 weeks ago

5/5

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Helpful in a tough time

Spotloan helped me when I really needed quick cash. The process was fast, and I got approved the same day. Payments are easy to manage, and customer service was polite. Would use again if needed.

Speedycash

Speedycash

speedycash.com

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Based on 2 reviews
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Carter Rivera

Carter Rivera

82 reviews

3 weeks ago

3/5

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Helpful.. but be cautious

Speedy Cash helped me out when I was in a tight spot financially. The application was easy, and I received the funds quickly. However, the interest rates are steep, and I didn't fully understand the repayment terms upfront. Make sure to read all the fine print and be prepared for the costs involved.

Cherrie

Cherrie

418 reviews

3 weeks ago

5/5

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Fast and Reliable Help

Needed quick cash for an emergency, and the process was simple and fast. Got approved the same day with no hassle. Really helped when I was in a tight spot.

Transunion

Transunion

transunion.com

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Based on 2 reviews
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Carter Rivera

Carter Rivera

82 reviews

3 weeks ago

2/5

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Credit report errors

I signed up hoping to monitor my credit more closely, but ended up frustrated. My TransUnion report had incorrect information that I tried to dispute multiple times with no resolution. Customer service was hard to reach, and I felt like I was going in circles with automated responses. For a company that handles sensitive financial data, I expected a lot more accuracy and transparency.

Cherrie

Cherrie

418 reviews

3 weeks ago

2/5

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Disappointing Experience

Tried to fix an error on my credit report but got stuck in a loop of unhelpful responses. The process was slow, confusing, and I couldn’t get real support. Still waiting for a resolution.

Advanceamerica

Advanceamerica

advanceamerica.net

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Based on 2 reviews
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Carter Rivera

Carter Rivera

82 reviews

3 weeks ago

4/5

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Good for emergencies

The interest rates are high, which is expected for short term loans. But Advanceamerica helped me cover a surprise car repair, and I’m thankful for how fast they processed my request. I do wish the repayment period was a little more flexible, but they were upfront about all the terms.

Cherrie

Cherrie

418 reviews

4 weeks ago

5/5

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Helped Me in a Crisis

I was in a real crisis and needed money quickly to cover urgent bills. The loan process was easy and fast, and the money was in my account the same day. Customer service was kind and helpful throughout. Definitely saved me when I needed it most!

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